Your credit report is one of the most important documents that anybody can have access to. It ranks right up there with your passport, birth certificate, and medical and criminal records. It is the basis on which companies decide whether or not to give you credit, and if you think you do not need or use credit then think again.
Do you have a credit card? Do you use any form of mail order purchasing. Do you hire anything, such as a TV or a car now and again? Do you want to rent your home, or are you going to need a mortgage? Do you already have a mortgage and want to raise some money on it, such as remortgage in order to add a swimming pool or an extension? Do you intend applying for a new job sometime in the future?
Why Your Credit Report Is Important To You
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